username ,account#  ,saving accnt# ,saving balance ,checking accnt# ,checking balance ,ira_accnt# , ira balance
jdoe	 ,0         ,234           ,34.56          ,324             ,2456.34          ,           ,
ssmith   ,1         ,345           ,45412.56       ,346             ,1806.45          ,2535       ,48984.01
dperez   ,345       ,198           ,5438.45        ,199             ,4567.66          ,           ,   
jha      ,37        ,              ,               ,235             ,105623.98        ,           ,
jwasho   ,845234    ,5673          ,0.67           ,5674            ,456.98           ,543        ,123754.56
gmcmast  ,4532      ,4567          ,4598.56        ,4566            ,3245.92          ,           ,
rmcdon   ,3421      ,3245          ,17543.40       ,3246            ,2348.75          ,           , 





int getUserAccount(string username); // get the userid # from login name




double getSavingAccountBalance(int account_number);  // get the account balance from account #





double getCheckingAccountBalance(int account_number);  // get the account balance from account #




 
void   doFundsTransferSavingsToChecking(int savings_account_number, int checking_account_number, double transfer_amount);





void   doFundsTransferCheckingToSavings(int checking_account_number, int savings_account_number, double transfer_amount);